United Bank of India Net Banking: United Bank of India is a public bank. Which is a wholly-owned subsidiary of Punjab National Bank headquartered in Kolkata (India). United Bank of India currently has a three-tier organizational setup, headquartered in Kolkata, with 36 regional offices and 2054 branches spread across India. The bank also has three overseas branches, which are located in Kolkata, New Delhi, and Mumbai. The Government of India approved the reorganization of the United Bank of India on 30 March 2009. The Government of India proposed the bank invest 2.5 billion in shares by March 31 and $ 5.5 billion in Tier-I capital equipment in the next financial year. On 1 April 2020, the bank was merged with Punjab National Bank of Oriental Bank of Commerce, making it the second-largest public sector bank in India.
About United Bank of India
Subsidiary of Punjab National Bank
|Owner||Punjab National Bank|
|Headquarters||Kolkata, West Bengal, India|
|Customer service||1800 345 0345|
|Founder||Narendra Chandra Dutta|
Indu Bhushan Dutta
|Services Offered||Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.|
|Registration Methods||Visit Bank Branch or register online through Net Banking Portal|
|Online Fund Transfer Methods & Limit||IMPS- ₹ 2 Lakhs|
NEFT- ₹ Nil
RTGS- ₹ Nil
How to open United Bank of India Savings Account in Near Branch?
First of all, the customer has to go to the nearest branch of the United Bank of India. Submit a personal statement and choose the branch in which you want to open a new savings account, United Bank Of India provides the facility of opening a savings account as a sole holder or in joint holdings with more persons. Get the savings bank account opening form from the branch and fill all the categories like name, address, contact number, email ID, PAN, account opening type, and other necessary details given in the prescribed form. Visit the branch with all original documents.
- Two passport size photographs.
- xerox copy of Pan Card or submission of a declaration in form 60 or 61 as per I.T. Act.
- Proof of address/residence viz. driving license/ration card/voters identity card/passport/electricity bill etc or a certificate from a person acceptable to the Bank.
- The minimum balance to be maintained is Rs. 500 (with a checkbook).
United Bank of India Savings Account Charges
If a number of withdrawal exceeds 50 in a calendar half-year (excluding withdrawal from ATM) Rs. 10/- per withdrawal is charged in excess of 50.
Amount to be withdrawn by withdrawal slip through bearer is restricted to Rs.2000/-. & by self Rs 20000/- whereas an illiterate customer may withdraw any amount without ceiling through withdrawal slip since cheque book facility is not allowed.
- E or S / Anyone or Survivor or Survivors: Any holder can operate the a/c but for closure and change of status, a joint mandate is required
- F or S: First a/c holder can operate, close, and change the status of a/c
- on the death of one depositor(s), the survivors can continue to operate/close the a/c
Nomination facility for quick disposal of balance in case of death of a/c holder(s)
Facility for standing instruction involving credit to another a/c
Cheque book/passbook facility
Opening joint a/c with relatives / partners / etc
Opening of a/c in the name of minor, illiterate, blind, etc
Instant credit up to Rs 15000 against a collection of outstation cheques
Coverage of insurance benefit up to Rs 1.25 lac by paying a nominal premium of Rs 17 per year under the United Suraksha Scheme
ATM-cum –Debit card
Safe custody of article facility, safety lockers facility
What is the type of United Bank of India Savings Account?
[1.] UBI Regular Savings Account United Bank of India Regular Saving Account gives us many facilities like nomination, checkbook / passbook, ATM-cum-debit card, standing instruction to transfer funds to other account, comes with instant credit. Under the joint security scheme, a person can pay a maximum of Rs. There is profit per year on payment of premium of Rs 1.25 lakh.
[2.] UBI Basic Savings Account United Bank of India Basic Savings Account is for those unbanked population customers who cannot or cannot avail basic banking facilities due to the service charges or minimum balance requirement of the bank. This is a zero-balance account. Each branch of the bank will offer this savings account. The target group includes industrial / agricultural laborers or families in rural / urban areas. Also, an account is available for non-pensioned senior citizens. One can opt for nomination facility.
[3.] UBI Children Savings Account A minor can also open an SB account in his name in United Bank of India. In addition, she can operate it perfectly even if she can. Applicants related to this service should have a minimum age limit of 10 years or more. Intent to charge. The habit of saving and banking is to be instilled in children. The applicant has to be duly filled in and sign an account opening form. At the top of the charge. The rubber stamp there will be read as Children United Children’s Saving A / C. A nomination facility is available. You can deposit in SB account through pay-in-slip.
[4.] UBI Bonanza Savings Schemes UBI Bonanza Savings Schemes has a savings plan to boost liquidity for savings fees. The scheme combines the benefits of the SB account as well as the interest of the FD (fixed deposit) ACC. While opening the UBI savings account, the deposit will receive an underlying arrangement. This facility is allowed to automatically transfer more than a certain amount to an FD account. The transfer is for a specific period of time as directed by the charge. Holder. The FD amount will earn the fixed deposit rate fixed by the bank.
Services of United Bank of India NetBanking
United Bank of India allows its customers to conduct banking transactions through net banking and use online banking facilities. This 24 × 7 banking service is available. This reduces the need to travel to the bank for small transactions. Customers can easily transfer funds, check account balance, open utility bills, make new deposits, etc. under this service.
Let us now know how to register in United Bank of India Net Banking.
Step 1: Visit the United Bank of India official website https://unitedbank.co.in
Step 2: Scroll down to the page then click the ‘e-banking‘ button in the left-hand menu. After this, click on ‘Register online‘.
Step 3: Now enter all the required details like debit card number, debit card PIN, expiry date, account number, DOB etc. and click on ‘submit’ button.
Your internet banking user ID will be created by the bank and this service can be accessed after 2 working days of the bank.
To do this process
- Debit card number, debit card PIN, and expiry date
- The account number should be linked to the debit card
- PAN should be registered with the bank
- Your mobile number should be registered at the bank
Now activate net banking of United Bank of India.
After obtaining the ID and password of United Bank of India, you will have to visit the website of United Bank of India.
Step 1: Now go to the net banking portal of United Bank of India
Step 2: Enter your user ID and PIN
Step 3: Agree to the terms and conditions for availing the net banking facility from United Bank of India to register successfully.
How to reset United Bank of India Net Banking Password?
After login, now you have to change your login password and transaction password according to the instructions given at the bottom of the page. When you successfully change the password, a message will come, ‘Password changed successfully’ which will be displayed on your screen.
tep 1 Go to the official website of United Bank of India
Step 2 Click the ‘E-Banking’ button in the menu on the left. Then choose ‘Forgot Password’
Step 3. You have to enter all the required details, select the password you want to change from two options- Change Sign-On Password, Change Transaction Password. If you want to change both passwords then you can select both.
Step 4. Then click on the ‘Submit’ button
Step 5. And now, you can enter a new password for your net banking account
Under the Password Alert tab, your password expiration is indicated. If you later forget your password, you will have to apply for a duplicate password at your branch. If you are having trouble logging into your net banking account, you will have to send a message to the official email ID of the branch, [email protected]
Important links of United Bank of India
>Email ID [email protected]
>Website https://unitedbank.co.in or
>United Bank of India customer Care Number – 1800 345 0345