Once Pay This Premium Of LIC and Take 36000 Rupees Every Month:Business Desk. Life Insurance Corporation (LIC) is the most trusted insurance company in the country. It is a public sector insurance company that made record profits even in the era of coronavirus epidemic. LIC’s network is spread across the country. Whether it is a metropolis, a small town or a village, LIC agents are ready to provide insurance facilities to people everywhere. Now its digital platform is also ready. There are many types of plans of LIC, in which life cover provides a significant hold on maturity. At the same time, it has some schemes, in which a lump sum investment is made every month. A similar facility is available under the Jeevan Akshay (Jeevan Akshay) policy of LIC (LIC). LIC had discontinued this policy, but now it has been reintroduced. Learn about it.
Know what this plan is
Jeevan Akshya policy of LIC is a single premium non-linked non-participating and personal annuity plan. It is necessary to invest at least 1 lakh rupees to take this policy. There is no maximum investment limit.
How many investment plans will there be
In this plan, the monthly pension amount is decided based on the investment made. If a person invests a minimum of 1 lakh rupees in this plan, then he will get a pension of 12 thousand rupees a year, ie 1 thousand rupees monthly. As there is no maximum investment limit, the policyholder can invest as much as he wants. He will get pension as per the investment made.
How can you take this policy
LIC can take this policy from 35 years to 85 years. Divyang people can also buy this policy. A special feature of this policy is that how to take pension amount, 10 options are given for it.
How to get a monthly pension of 36 thousand rupees
LIC’s Jeevan Akshay Policy Annuity Plan. In this, the policyholder benefits on a lump sum investment. To get a monthly pension of 36 thousand rupees, one has to invest lump sum in this policy by choosing the option of Annuity Payable for Life at a Uniform Rate.
What amount to invest
If someone wants to get a pension of 36 thousand rupees every month, then the sum assured option of Rs 70,00,000 has to be selected. In this option, a lump sum payment of Rs 71,26,000 premium will have to be made. After this, a pension of Rs 36,429 will start every month. However, this policy will be discontinued after the death of the policyholder. This pension will not be given to family members or dependents of the deceased.