If You Use ATM Card, Then Keep These Things in Mind:Today, there have been many cases of fraud in withdrawing money from ATM. This is mostly due to the inadvertence of the people. There is also no less number of people, who do not know properly about the rules of withdrawing money from ATM through Debit Card and make security lapses. Taking advantage of this, fraudsters and fraudsters commit fraud at ATMs. State Bank of India (SBI), the country’s largest state-run bank, has issued an alert for those transacting through ATMs and explained the rules related to it. Learn about them
Debit card is non-transferable
The State Bank of India (SBI) says that the debit card is non-transferable. As such, it should not be given to anyone else to use it, no matter how close it is. This card should also not be given to family members for use. The State Bank even says that the husband and wife should not give their debit cards to each other for use.
Do not reveal your ATM PIN to anyone
If you want to avoid fraud in ATM transactions, then use the debit card carefully while withdrawing money from the ATM. Don’t forget to tell your PIN number of your debit card. Also, do not tell anyone about card and account details.
Keep these things in mind
Never write your PIN number on the ATM card. Many do this for convenience. Do not seek help from unknown people during the transaction. Do not give a card to any person for transaction. As far as the ATM PIN number is concerned, do not inform bank employees and family members about it. Keep a close watch on the card during payment. Do not talk on mobile phone during the transaction.
Take complete security during ATM transactions. Make sure that no one is looking while entering the PIN number in the ATM machine. After the transaction, see that the welcome screen has come in the machine. Do not leave the machine before this. Get your mobile number registered with the bank. With this, you will get alerts from the bank for all transactions. If there is a separate device in the ATM, then keep an eye on it.
Report to bank on loss of debit card
If a debit card is lost or stolen, inform the bank immediately. Observe transaction alerts and bank statements coming from the bank. If there is no cash out of ATM and the money is deducted, immediately inform the bank. After doing any transaction, immediately check the SMS on mobile.
Block cards like this
In case of loss or theft of a debit card, it is necessary to block it, so that no one can misuse it. If the customer wants to block the debit card of the State Bank of India (SBI) through a call, then call the toll free number 1800-11-22-11, 1800-425-3800 or 080-080-26599990. After this, the customer has to follow the instructions on the call. Customers can also block their debit cards with the help of SBI Quick app.
Card blocks can also be provided through SMS
Lost or stolen debit cards can also be blocked through SMS. For this, you have to write the last 4 digits of your card in the message and send it to the number 567676. For example, the last 4 digits of the card is 4567, then you have to message BLOCK 4567 in the message to the number 567676.
SMS will have to be done from registered mobile number
In order to block a debit card, the mobile number from which the message is sent must be registered with the bank. When your request for blocking is received by the bank, the message will be sent to your registered mobile number. It will record the date and time of blocking of your debit card.